WHY A PROFESSIONAL ADVISOR
According to an independent Vanguard study, investment advisors add about 3% of return to the average client each year. Additionally, 80% of mutual funds underperform in any given year - learn why!
FIDUCIARY ADVISOR
Graetz Wealth's business structure as an independent Registered Investment Advisor keeps our interests fully aligned with those of our clients and removes many of the conflicts of interest found within the traditional brokerage firm or bank model. As a Fiduciary, we do not sell any products, nor do we receive any sales commissions for products we recommend and select for client portfolios. We have no financial incentive to sell products.
OUR APPROACH
We spend several hours getting to know you and your unique life, goals and expectations. If our goals are aligned and we both choose to move forward together, we will confirm you're on the right path, or recommend and explain any potential tweaks that we believe may improve your financial life.
REFERRAL OR
WAIT LIST
Our practice is currently full. We limit the number of households we serve so as to ensure we are able to provide each client with the highest level of service, while also allowing our team members to enjoy family/career balance. We do make a limited number of exceptions for referrals from existing clients and other extenuating circumstances.
Brandon Graetz
Founder, IAR
Brandon began his investment career in 2000. 22 years later he is helping a select number of families manage their wealth, primarily in West Michigan. He loves to spend time, especially boating and traveling, with his wife, Shaina, of 17+ years, two daughters and golden retriever, Torch.
Jason Wenk
IAR
Jason Wenk is a fintech executive, writer, self-proclaimed math geek, and investment systems developer.
He began his career at Morgan Stanley in NYC at age 20 as one of their youngest professional employees. Jason then built Retirement Wealth and FormulaFolios before founding Altruist. Jason manages his private client relationships at Graetz Wealth.
Ross Bush
IAR
Born and raised in Michigan, graduated from Hope College where I met and married my wife Keri. Huge sports fan. Have 3 kids and live in Hudsonville, MI. Served on many boards, coached basketball, baseball and football.
Cassie Steenwyk
Administrative Assistant
Cassie is new to the financial field, but she does have experience in the food and retail industries with experience in management. Cassie loves spending time at the beach and traveling. She also helps out on her family's hobby farm and enjoyings reading and writing in her spare time.
Why should I create a financial plan?
Financial plans allow you to prepare for things like your child's education, your retirement, or big/unexpected life changes. In addition, a properly designed financial plan will allow you the opportunity to test potential life decisions against your current situation to ensure you're making the right decision, or at least help you quantify the consequences of said decision.
What should a financial plan include?
It should start with your goals and objectives, while taking into consideration current and future income and expenses, inflation, simulated investment returns, taxes, spend down order and more!
How often should I update my financial plan?
You should review your plan every few years, or before any major life transition.